INTEREST-ONLY FARM LOANs

Fixed rate, interest-only payments for 3-5 years

As featured on the Farm4Profit podcast, how farmers and ranchers are using interest-only loans to help navigate today’s farm economy.

Connect to Get Started

BENEFITS OF INTEREST-ONLY Loans 

  • Free up/Increase cash flow
  • Provide time to turn profit/Build production history 
  • More purchasing power
  • Manage expenses
  • Fix short-term financing until rates become more attractive

Success Stories

Read about real-life producers and how they’re using interest-only payments for their changing operations.

  • Transitioning Land Use

    Posted on
    Transition Financing Summary Loan Amount: $700,000 I/O for 3 years Semi-annual payments Farmer B currently has a combined 860 acres in crop production, with 360 of them organically certified ground…

  • Development of Permanent Planting

    Posted on
    Transition Financing Summary Loan Amount: $13,000,000 I/O for 5 years Semi-annual payments With more than 30 years of experience, these individuals operate an almond and raisin grape ranch in the…

  • Expanding Operation

    Posted on
    Transition Financing Summary Loan Amount: $6,000,000 I/O for 3 year Monthly payments In 2016, this 3rd generation dairy farmer saw an opportunity to expand their dairy facilities. Once expansion was…

Read the Article

A Tale of Two Farm Economies: How Producers Are Navigating 2026 and the Tools Helping Them Do It

Interest-Only Loan Pros & Cons Guide

Is an I/O loan right for your operation? Fill out this form to access our FREE guide and learn more.

Name(Required)

Trust Our Roots, to Grow Yours

Connect to Learn More