FARM SERVICE AGENCY (FSA) LOAN PROGRAMS

Start, build or sustain your farming operation

We’re an FSA Standard Eligible Lender because we don’t want anything to hold you back from operating your farm. Whether you’re just starting out, or have many years of experience, FSA loans provide long-term, fixed rates with minimal money down, and are backed by the federal government. 

FSA Guaranteed Loans 

 
  • Competitive fixed and variable rate options 
  • Amortizations up to 30 years
  • FSA Guarantee up to $2,236,000
  • Flexible payment terms

Beginning Farmer and Rancher Loans 

  • Designed for producers within their first 10 years of operation
  • Loans up to 90% loan-to-value
  • Repayment options that meet your cash flow needs 

Who Qualifies? 

FSA loan programs allow commercial lenders the ability to extend credit to family farm owners or operators who do not qualify for standard commercial loans. Click Learn More to view general eligibility requirements. 

Business Plan Guide

In order to benefit from FSA loan programs, you must submit a detailed business plan for your operation. Our FREE Business Plan Guide is a great resource, not only for obtaining an FSA loan, but also for continued goal setting and farm management.  

Trust Our Roots, to Grow Yours